How Much Does a Family Financial Centers Franchise Cost?

2025 Franchise Disclosure Document (FDD) Data

A Family Financial Centers franchise costs between $224,470 and $308,670 in total initial investment, according to the 2025 Franchise Disclosure Document. The initial franchise fee is $10,125.

$224,470
Minimum Investment
$308,670
Maximum Investment
$10,125
Franchise Fee

Family Financial Centers Franchise Fee

Initial Franchise Fee $10,125
Fee Range $10,125 – $40,500
Item 7 Fee Estimate $40,500

Family Financial Centers Total Investment Breakdown

Here is the itemized breakdown of costs to open a Family Financial Centers franchise, as reported in the 2025 FDD Item 7 (Estimated Initial Investment).

Minimum Investment
Family Financial Centers minimum investment breakdown
Maximum Investment
Family Financial Centers maximum investment breakdown
Franchise Fee $40,500
Initial Franchise Fee Upon signing the Franchise Agreement and is non- refundable. $40,500
Real Estate $28,500 – $30,500
Construction and Build-out Varies. $27,500
Lease Deposit Upon signing of lease. $1,000 – $3,000
Equipment & Assets $143,070
Furniture, Fixtures, and Equipment Half when signing the real estate lease; balance due before shipping $83,000
Opening Inventory Varies $60,000
Customer Identification Software (LexisNexis or Accurint) Monthly $70
Training $1,000 – $2,000
Initial Training Varies $1,000 – $2,000
Working Capital & Reserves $5,400 – $33,600
Additional Funds (3 months) Varies $5,400 – $33,600
Other Costs $6,000 – $59,000
Certificate of Deposit After bank account opened $0 – $50,000
Opening Advertising Varies $3,000 – $5,000
Licensing Fees Varies $3,000 – $4,000
Total Estimated Investment $224,470 – $308,670

How Does Family Financial Centers Compare to Other Business Services Franchises?

Family Financial Centers's minimum investment of $224,470 is above the Business Services industry median. The median minimum investment for Business Services franchises is $86,900.

$224,470
Family Financial Centers Min
$86,900
Business Services Median Min
$308,670
Family Financial Centers Max
$147,500
Business Services Median Max

Investment Analysis

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Frequently Asked Questions

How much does it cost to open a Family Financial Centers?

The total startup cost for a Family Financial Centers franchise ranges from $224,470 to $308,670, according to the 2025 Franchise Disclosure Document (FDD) Item 7. The largest cost category is Equipment & Assets at $143,070 to $143,070.

How much is the Family Financial Centers franchise fee?

The Family Financial Centers franchise fee is $10,125, with a range of $10,125 to $40,500 depending on the agreement, as disclosed in the 2025 FDD. This is a one-time upfront fee paid to the franchisor and is separate from the total initial investment.

Is Family Financial Centers a good investment?

Family Financial Centers requires a total franchise investment of $224,470 to $308,670 and scores Legal Risk: 100/100, Training: 83/100 in our FDD analysis. See our full Family Financial Centers franchise review for a detailed assessment of risks, territory, and support.

How much does a Family Financial Centers franchise owner make?

Family Financial Centers franchise locations report median gross sales of $153,129 per the 2025 FDD Item 19. See our Family Financial Centers franchise earnings breakdown for the full financial performance data.

Interested in Family Financial Centers?

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