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How Much Does a Gotcha Covered Franchise Cost?

2025 Franchise Disclosure Document (FDD) Data

A Gotcha Covered franchise costs between $111,760 and $145,500 in total initial investment, according to the 2025 Franchise Disclosure Document. The initial franchise fee is $69,900.

$111,760

Minimum Investment

$145,500

Maximum Investment

$69,900

Franchise Fee

Gotcha Covered Franchise Fee

Initial Franchise Fee $69,900

Fee Range $62,910 – $69,900

Gotcha Covered Total Investment Breakdown

Here is the itemized breakdown of costs to open a Gotcha Covered franchise, as reported in the 2025 FDD Item 7 (Estimated Initial Investment).

Minimum Investment

Maximum Investment

Franchise Fee $62,910 – $0

Initial Franchise Fee 2B2B Lump Sum · At Signing of Franchise Agreement $62,910 – $0

Real Estate $0

Equipment & Assets $0 – $600

Equipment Lump Sum · Prior to Opening $0 – $600

Training $250 – $2,000

Initial Training $250 – $2,000

Working Capital & Reserves $10,000 – $15,000

Additional Funds - 3 Months $10,000 – $15,000

Other Costs $38,600 – $127,900

Launch Campaign (Marketing for Grand Opening) $15,000 – $30,000

Franchise Starter Package Lump Sum · Within 7 days of Signing of Franchise Agreement $21,500

Annual Conference Registration Deposit Lump Sum · Within 7 days of signing of Franchise Agreement. $1,000

Insurance 4B4B as Incurred · Prior to Opening $1,000 – $0

Miscellaneous Opening Costs 6B6B as Incurred $100 – $0

Total Estimated Investment $111,760 – $145,500

How Does Gotcha Covered Compare to Other Construction & Home Improvement Franchises?

Gotcha Covered's minimum investment of $111,760 is below the Construction & Home Improvement industry median. The median minimum investment for Construction & Home Improvement franchises is $124,250.

$111,760

Gotcha Covered Min

$124,250

Construction & Home Improvement Median Min

$145,500

Gotcha Covered Max

$213,150

Construction & Home Improvement Median Max

Investment Analysis

This investment analysis is coming soon. Have ideas for other analyses you'd like us to add? Get in touch.

Frequently Asked Questions

How much does it cost to open a Gotcha Covered?

The total startup cost for a Gotcha Covered franchise ranges from $111,760 to $145,500, according to the 2025 Franchise Disclosure Document (FDD) Item 7. The largest cost category is Other Costs at $38,600 to $127,900.

How much is the Gotcha Covered franchise fee?

The Gotcha Covered franchise fee is $69,900, with a range of $62,910 to $69,900 depending on the agreement, as disclosed in the 2025 FDD. This is a one-time upfront fee paid to the franchisor and is separate from the total initial investment.

Is Gotcha Covered a good investment?

Gotcha Covered requires a total franchise investment of $111,760 to $145,500 and scores Legal Risk: 100/100, Training: 70/100 in our FDD analysis. See our full Gotcha Covered franchise review for a detailed assessment of risks, territory, and support.

How much does a Gotcha Covered franchise owner make?

Gotcha Covered franchise locations report median gross sales of $365,035 per the 2025 FDD Item 19. See our Gotcha Covered franchise earnings breakdown for the full financial performance data.